{"id":4458,"date":"2023-08-26T12:47:58","date_gmt":"2023-08-26T11:47:58","guid":{"rendered":"https:\/\/almacredit.ch\/credit-hypothequaire\/"},"modified":"2024-01-18T14:22:46","modified_gmt":"2024-01-18T13:22:46","slug":"credit-hypothequaire","status":"publish","type":"page","link":"https:\/\/almacredit.ch\/sq\/credit-hypothequaire\/","title":{"rendered":"KREDI HIPOTEKARE"},"content":{"rendered":"Simuloni Kreditin Tuaj t\u00eb Hipotek\u00ebs me ALMA CREDIT\r\n\r\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script>\r\n<style>\r\n    body {\r\n        font-family: Arial, sans-serif;\r\n        padding: 20px;\r\n        background-color: #f5f5f5;\r\n    }\r\n\r\n    label, input[type=\"text\"], input[type=\"range\"]::-webkit-slider-thumb {\r\n        color: #6bb018;\r\n        font-weight: bold;\r\n    }\r\n\r\n    input[type=\"range\"]::-webkit-slider-thumb {\r\n        background: #6bb018;\r\n        cursor: pointer;\r\n    }\r\n\r\n    .container {\r\n        display: flex;\r\n        justify-content: space-between;\r\n        align-items: center;\r\n    }\r\n\r\n    .form-container {\r\n        width: 50%;\r\n    }\r\n\r\n    .chart-container {\r\n        width: 50%;\r\n    }\r\n\r\n    input[type=\"range\"] {\r\n        width: 100%;\r\n    }\r\n\r\n    canvas {\r\n        width: 100%;\r\n        height: 400px;\r\n    }\r\n\r\n    button {\r\n        color: #6bb018;\r\n        border: 2px solid #6bb018;\r\n        padding: 10px 20px;\r\n        font-size: 16px;\r\n        cursor: pointer;\r\n        transition: background-color 0.3s ease;\r\n        margin-top: 20px;\r\n    }\r\n\r\n    button:hover {\r\n        background-color: #6bb018;\r\n        color: #ffffff;\r\n    }\r\n<\/style>\r\n\r\n<div class=\"container\">\r\n    <div class=\"form-container\">\r\n        <label for=\"prix\">\u00c7mimi i blerjes (CHF):<\/label><br \/>\r\n        <input id=\"prixSlider\" max=\"2000000\" min=\"100000\" step=\"1000\" type=\"range\" \/>\r\n        <input id=\"prix\" type=\"text\" value=\"1'000'000\" \/><br \/><br \/>\r\n\r\n        <label for=\"fonds\">Fondet vetjake (CHF):<\/label><br \/>\r\n        <input id=\"fondsSlider\" max=\"1000000\" min=\"20000\" step=\"1000\" type=\"range\" \/>\r\n        <input id=\"fonds\" type=\"text\" value=\"200'000\" \/><br \/><br \/>\r\n\r\n        <label for=\"revenu\">T\u00eb ardhurat bruto vjetore (CHF):<\/label><br \/>\r\n        <input id=\"revenuSlider\" max=\"300000\" min=\"30000\" step=\"500\" type=\"range\" \/>\r\n        <input id=\"revenu\" type=\"text\" value=\"100'000\" \/><br \/><br \/>\r\n\r\n        <label for=\"revenuPartenaire\">T\u00eb ardhurat bruto vjetore t\u00eb partnerit (CHF):<\/label><br \/>\r\n        <input id=\"revenuPartenaireSlider\" max=\"300000\" min=\"0\" step=\"500\" type=\"range\" \/>\r\n        <input id=\"revenuPartenaire\" type=\"text\" value=\"50'000\" \/><br \/><br \/>\r\n\r\n        <button>Llogarit<\/button>\r\n    <\/div>\r\n\r\n    <div class=\"chart-container\" style=\"height: 400px;\"> <\/div>\r\n<\/div>\r\n\r\n<script>\r\n    let myChart;\r\n\r\n    function formatMonetary(value) {\r\n        return value.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \"'\");\r\n    }\r\n\r\n    function updateValue(id, value) {\r\n        document.getElementById(id).value = formatMonetary(value);\r\n        calculer();\r\n    }\r\n\r\n    function updateSlider(sliderId, value) {\r\n        document.getElementById(sliderId).value = parseInt(value.replace(\"'\", \"\"), 10);\r\n        calculer();\r\n    }\r\n\r\n    function calculer() {\r\n        let prixAchat = parseInt(document.getElementById(\"prix\").value.replace(\"'\", \"\"), 10);\r\n        let fondsPropres = parseInt(document.getElementById(\"fonds\").value.replace(\"'\", \"\"), 10);\r\n        let revenuBrut = parseInt(document.getElementById(\"revenu\").value.replace(\"'\", \"\"), 10);\r\n        let revenuPartenaire = parseInt(document.getElementById(\"revenuPartenaire\").value.replace(\"'\", \"\"), 10);\r\n\r\n        if (myChart) {\r\n            myChart.destroy();\r\n        }\r\n\r\n        let ctx = document.getElementById('myChart').getContext('2d');\r\n        myChart = new Chart(ctx, {\r\n            type: 'doughnut',\r\n            data: {\r\n                labels: ['Prix d\\'achat', 'Fonds propres', 'Revenu brut annuel', 'Revenu brut annuel du partenaire'],\r\n                datasets: [{\r\n                    data: [prixAchat, fondsPropres, revenuBrut, revenuPartenaire],\r\n                    backgroundColor: [\r\n                        '#6bb018',\r\n                        'rgb(242, 205, 0)',\r\n                        '#a8d8a0',\r\n                        '#f2ca64'\r\n                    ]\r\n                }]\r\n            },\r\n            options: {\r\n                responsive: true,\r\n                maintainAspectRatio: false,\r\n                legend: {\r\n                    display: true,\r\n                    labels: {\r\n                        fontColor: 'white',\r\n                        fontSize: 16\r\n                    }\r\n                },\r\n                tooltips: {\r\n                    callbacks: {\r\n                        label: function(tooltipItem, data) {\r\n                            let dataset = data.datasets[tooltipItem.datasetIndex];\r\n                            let total = dataset.data.reduce(function(previousValue, currentValue, currentIndex, array) {\r\n                                return previousValue + currentValue;\r\n                            });\r\n                            let currentValue = dataset.data[tooltipItem.index];\r\n                            let percentage = Math.floor(((currentValue\/total) * 100)+0.5);\r\n                            return data.labels[tooltipItem.index] + \": \" + formatMonetary(currentValue) + \" CHF (\" + percentage + \"%)\";\r\n                        }\r\n                    }\r\n                }\r\n            }\r\n        });\r\n    }\r\n\r\n    window.onload = calculer;\r\n<\/script>\r\n\r\nSh\u00ebrbimet Hipotekore t\u00eb ALMA CREDIT jan\u00eb k\u00ebtu p\u00ebr ju. P\u00ebrdorni kalkulatorin dhe na kontaktoni p\u00ebr nj\u00eb ofert\u00eb personalizuar.\r\n\r\n<div class=\"chart-container\" style=\"height: 400px;\">\u00a0<\/div>\r\n<\/div>\r\n<p><script>\r\n    let myChart;\r\n\r\n    function formatMonetary(value) {\r\n        return value.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \"'\");\r\n    }\r\n\r\n    function updateValue(id, value) {\r\n        document.getElementById(id).value = formatMonetary(value);\r\n        calculer();\r\n    }\r\n\r\n    function updateSlider(sliderId, value) {\r\n        document.getElementById(sliderId).value = parseInt(value.replace(\"'\", \"\"), 10);\r\n        calculer();\r\n    }\r\n\r\n    function calculer() {\r\n        let prixAchat = parseInt(document.getElementById(\"prix\").value.replace(\"'\", \"\"), 10);\r\n        let fondsPropres = parseInt(document.getElementById(\"fonds\").value.replace(\"'\", \"\"), 10);\r\n        let revenuBrut = parseInt(document.getElementById(\"revenu\").value.replace(\"'\", \"\"), 10);\r\n        let revenuPartenaire = parseInt(document.getElementById(\"revenuPartenaire\").value.replace(\"'\", \"\"), 10);\r\n\r\n        if (myChart) {\r\n            myChart.destroy();\r\n        }\r\n\r\n        let ctx = document.getElementById('myChart').getContext('2d');\r\n        myChart = new Chart(ctx, {\r\n            type: 'doughnut',\r\n            data: {\r\n                labels: ['Prix d\\'achat', 'Fonds propres', 'Revenu brut annuel', 'Revenu brut annuel du partenaire'],\r\n                datasets: [{\r\n                    data: [prixAchat, fondsPropres, revenuBrut, revenuPartenaire],\r\n                    backgroundColor: [\r\n                        '#6bb018',\r\n                        'rgb(242, 205, 0)',\r\n                        '#a8d8a0',\r\n                        '#f2ca64'\r\n                    ]\r\n                }]\r\n            },\r\n            options: {\r\n                responsive: true,\r\n                maintainAspectRatio: false,\r\n                legend: {\r\n                    display: true,\r\n                    labels: {\r\n                        fontColor: 'white',\r\n                        fontSize: 16\r\n                    }\r\n                },\r\n                tooltips: {\r\n                    callbacks: {\r\n                        label: function(tooltipItem, data) {\r\n                            let dataset = data.datasets[tooltipItem.datasetIndex];\r\n                            let total = dataset.data.reduce(function(previousValue, currentValue, currentIndex, array) {\r\n                                return previousValue + currentValue;\r\n                            });\r\n                            let currentValue = dataset.data[tooltipItem.index];\r\n                            let percentage = Math.floor(((currentValue\/total) * 100)+0.5);\r\n                            return data.labels[tooltipItem.index] + \": \" + formatMonetary(currentValue) + \" CHF (\" + percentage + \"%)\";\r\n                        }\r\n                    }\r\n                }\r\n            }\r\n        });\r\n    }\r\n\r\n    window.onload = calculer;\r\n<\/script> Sh\u00ebrbimet Hipotekare tek ALMA CREDIT K\u00ebrkesa p\u00ebr nj\u00eb hipotek\u00eb mund t\u00eb jet\u00eb nj\u00eb proces kompleks dhe stresues. N\u00eb ALMA CREDIT, ne kuptojm\u00eb sfidat me t\u00eb cilat mund t\u00eb p\u00ebrballeni. Prandaj, ne jemi k\u00ebtu p\u00ebr t&#8217;ju ndihmuar n\u00eb \u00e7do hap t\u00eb rrug\u00ebs. Si mund t&#8217;ju ndihmojm\u00eb? &#8211; K\u00ebshilla eksperte: Ekipi yn\u00eb i ekspert\u00ebve do t&#8217;ju udh\u00ebzoj\u00eb p\u00ebrmes opsioneve t\u00eb ndryshme hipotekare n\u00eb dispozicion dhe do t&#8217;ju ndihmoj\u00eb t\u00eb zgjidhni at\u00eb q\u00eb p\u00ebrshtatet m\u00eb s\u00eb miri me situat\u00ebn tuaj. &#8211; Procedurat e thjeshtuara: Ne merremi me t\u00eb gjitha procedurat e nevojshme, nga p\u00ebrgatitja e dokumenteve deri te negociimi i normave t\u00eb interesit. &#8211; Qasja n\u00eb oferta m\u00eb t\u00eb mira: Fal\u00eb marr\u00ebdh\u00ebnieve tona t\u00eb ngushta me bankat dhe institucionet financiare, shpesh mund t\u00eb sigurojm\u00eb norma dhe kushte m\u00eb t\u00eb favorshme p\u00ebr klient\u00ebt tan\u00eb. &#8211; Kujdesi p\u00ebr klient\u00ebt: Ne kemi p\u00ebr q\u00ebllim t\u00eb sigurojm\u00eb q\u00eb procesi i marrjes s\u00eb hipotek\u00ebs t\u00eb jet\u00eb i leht\u00eb dhe i k\u00ebnaqsh\u00ebm p\u00ebr ju. K\u00ebshtu q\u00eb ofrojm\u00eb nj\u00eb sh\u00ebrbim t\u00eb personalizuar dhe mb\u00ebshtetje t\u00eb vazhdueshme gjat\u00eb gjith\u00eb procesit. P\u00ebr t\u00eb filluar, p\u00ebrdorni kalkulatorin ton\u00eb t\u00eb hipotek\u00ebs m\u00eb lart\u00eb p\u00ebr t\u00eb marr\u00eb nj\u00eb ide t\u00eb shpejt\u00eb t\u00eb mund\u00ebsive tuaja. Pas k\u00ebsaj, na kontaktoni p\u00ebr nj\u00eb konsultim t\u00eb personalizuar dhe ofertat m\u00eb t\u00eb fundit n\u00eb tregun e hipotekave. Ne jemi k\u00ebtu p\u00ebr t\u00eb b\u00ebr\u00eb procesin e marrjes s\u00eb hipotek\u00ebs sa m\u00eb t\u00eb leht\u00eb p\u00ebr ju. Besoni te ALMA CREDIT p\u00ebr nevojat tuaja t\u00eb hipotek\u00ebs!<\/p>\r\n<p>&nbsp;<\/p>\r\n\r\n<div class=\"content-container\">\r\n<h1>Sh\u00ebrbimet Hipotekare tek ALMA CREDIT<\/h1>\r\n<p>K\u00ebrkesa p\u00ebr nj\u00eb hipotek\u00eb mund t\u00eb jet\u00eb nj\u00eb proces kompleks dhe stresues. N\u00eb ALMA CREDIT, ne kuptojm\u00eb sfidat me t\u00eb cilat mund t\u00eb p\u00ebrballeni. Prandaj, ne jemi k\u00ebtu p\u00ebr t&#8217;ju ndihmuar n\u00eb \u00e7do hap t\u00eb rrug\u00ebs.<\/p>\r\n<h2>Si mund t&#8217;ju ndihmojm\u00eb?<\/h2>\r\n<ul>\r\n<li><strong>K\u00ebshilla eksperte<\/strong> : Ekipi yn\u00eb i ekspert\u00ebve do t&#8217;ju udh\u00ebzoj\u00eb p\u00ebrmes opsioneve t\u00eb ndryshme hipotekare n\u00eb dispozicion dhe do t&#8217;ju ndihmoj\u00eb t\u00eb zgjidhni at\u00eb q\u00eb p\u00ebrshtatet m\u00eb s\u00eb miri me situat\u00ebn tuaj.<\/li>\r\n<li><strong>Procedurat e thjeshtuara<\/strong> : Ne merremi me t\u00eb gjitha procedurat e nevojshme, nga p\u00ebrgatitja e dokumenteve deri te negociimi i normave t\u00eb interesit.<\/li>\r\n<li><strong>Qasja n\u00eb oferta m\u00eb t\u00eb mira<\/strong> : Fal\u00eb marr\u00ebdh\u00ebnieve tona t\u00eb ngushta me bankat dhe institucionet financiare, shpesh mund t\u00eb sigurojm\u00eb norma dhe kushte m\u00eb t\u00eb favorshme p\u00ebr klient\u00ebt tan\u00eb.<\/li>\r\n<li><strong>Kursim koh\u00eb<\/strong> : L\u00ebreni neve t\u00eb merremi me detajet nd\u00ebrsa ju fokusoheni n\u00eb sht\u00ebpin\u00eb tuaj t\u00eb re.<\/li>\r\n<\/ul>\r\n<h2>Gati p\u00ebr t\u00eb filluar?<\/h2>\r\n<p>Kontaktoni me ne sot dhe zbuloni se si ALMA CREDIT mund t\u00eb thjeshtoj\u00eb aplikimin tuaj p\u00ebr hipotek\u00eb. Ne jemi k\u00ebtu p\u00ebr t&#8217;ju ndihmuar t\u00eb realizoni \u00ebndrrat tuaja p\u00ebr pron\u00ebsin\u00eb.<\/p>\r\n<button>Kontaktoni me ne<\/button><\/div>\r\n\r\n\r\n\r\n<div class=\"credit-container\">\r\n<h2>\u00c7far\u00eb shume hipoteke mund t\u00eb marr?<\/h2>\r\n<p>Ju po mendoni t\u00eb blini nj\u00eb pron\u00eb dhe pyesni veten se si t\u00eb financoni k\u00ebt\u00eb blerje t\u00eb r\u00ebnd\u00ebsishme? Alma Credit \u00ebsht\u00eb k\u00ebtu p\u00ebr t&#8217;ju udh\u00ebzuar n\u00ebp\u00ebr k\u00ebt\u00eb proces kompleks. Ja \u00e7far\u00eb duhet t\u00eb dini:<\/p>\r\n<h2>Vlera e Kolateralit<\/h2>\r\n<p>Alma Credit mund t\u00eb financoj\u00eb deri n\u00eb 80% t\u00eb vler\u00ebs v\u00ebnale t\u00eb pron\u00ebs suaj t\u00eb ardhshme. Ky p\u00ebrqindje quhet raporti i financimit t\u00eb jasht\u00ebm. Ky raport \u00ebsht\u00eb jetik sepse ndikon n\u00eb norm\u00ebn tuaj t\u00eb borxhit.<\/p>\r\n<p>Sh\u00ebnim: Ju duhet t\u00eb kontribuoni t\u00eb pakt\u00ebn 20% t\u00eb \u00e7mimit t\u00eb blerjes p\u00ebrmes fondeve tuaja vetjake. Nga kjo shum\u00eb, t\u00eb pakt\u00ebn 10% nuk duhet t\u00eb vijn\u00eb nga kasa juaj e pensionit.<\/p>\r\n<h2>Aft\u00ebsia p\u00ebr t\u00eb Financuar nj\u00eb Hipotek\u00eb<\/h2>\r\n<p>P\u00ebr t\u00eb qen\u00eb i p\u00ebrshtatsh\u00ebm p\u00ebr nj\u00eb hipotek\u00eb, t\u00eb ardhurat tuaja t\u00eb rregullta duhet t\u00eb jen\u00eb t\u00eb mjaftueshme p\u00ebr t\u00eb mbuluar t\u00eb gjitha shpenzimet e lidhura me pron\u00ebn. N\u00eb p\u00ebrgjith\u00ebsi, k\u00ebto shpenzime nuk duhet t\u00eb tejkalojn\u00eb nj\u00eb t\u00eb tret\u00ebn e t\u00eb ardhurave tuaja bruto.<\/p>\r\n<h2>Llogaritja e Norm\u00ebs s\u00eb Borxhit<\/h2>\r\n<p>Norma e borxhit llogaritet duke ndar\u00eb shum\u00ebn e t\u00eb gjitha shpenzimeve tuaja t\u00eb p\u00ebrditshme me t\u00eb ardhurat tuaja vjetore. Ky raport \u00ebsht\u00eb nj\u00eb faktor vendimtar n\u00eb p\u00ebrshtatshm\u00ebrin\u00eb tuaj p\u00ebr nj\u00eb hipotek\u00eb.<\/p>\r\n<ul>\r\n<li>Formula: (Shpenzimet e p\u00ebrditshme \/ T\u00eb ardhurat vjetore) x 100 = Norma e borxhit (%)<\/li>\r\n<li>Shpenzimet e p\u00ebrditshme p\u00ebrfshijn\u00eb interesat hip otekare, amortizimin, dhe shpenzimet e mir\u00ebmbajtjes.<\/li>\r\n<\/ul>\r\n<h2>Shembuj t\u00eb Llogaritjes s\u00eb Norm\u00ebs s\u00eb Borxhit<\/h2>\r\n<p>Ne ofrojm\u00eb shembuj konkret\u00eb p\u00ebr t&#8217;ju ndihmuar t\u00eb kuptoni m\u00eb mir\u00eb se si llogaritet norma e borxhit. K\u00ebta shembuj marrin parasysh skenar\u00eb t\u00eb ndrysh\u00ebm, si prania ose mungesa e amortizimit.<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n<div class=\"wp-block-spacer\" style=\"height: 100px;\" aria-hidden=\"true\">\u00a0<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>Simuloni Kreditin Tuaj t\u00eb Hipotek\u00ebs me ALMA CREDIT \u00c7mimi i blerjes (CHF): Fondet vetjake (CHF): T\u00eb ardhurat bruto vjetore (CHF): T\u00eb ardhurat bruto vjetore t\u00eb partnerit (CHF): Llogarit Sh\u00ebrbimet Hipotekore t\u00eb ALMA CREDIT jan\u00eb k\u00ebtu p\u00ebr ju. P\u00ebrdorni kalkulatorin dhe na kontaktoni p\u00ebr nj\u00eb ofert\u00eb personalizuar. \u00a0 Sh\u00ebrbimet Hipotekare tek ALMA CREDIT K\u00ebrkesa p\u00ebr nj\u00eb [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-mortgage.php","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-4458","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/pages\/4458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/comments?post=4458"}],"version-history":[{"count":6,"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/pages\/4458\/revisions"}],"predecessor-version":[{"id":4507,"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/pages\/4458\/revisions\/4507"}],"wp:attachment":[{"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/media?parent=4458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}