{"id":3403,"date":"2023-08-26T07:01:28","date_gmt":"2023-08-26T06:01:28","guid":{"rendered":"https:\/\/almacredit.ch\/privacy-policy\/"},"modified":"2023-11-21T17:13:42","modified_gmt":"2023-11-21T16:13:42","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/almacredit.ch\/sq\/privacy-policy\/","title":{"rendered":"Informacionet Juridike"},"content":{"rendered":"\r\n\r\n\r\n<p><style>\r\n        body {\r\n            font-family: Arial, sans-serif;\r\n            color: black;\r\n            text-align: justify;\r\n        }\r\n        h1 {\r\n            color: #6caf17;\r\n            text-align: left;\r\n        }\r\n        .block {\r\n            margin-bottom: 20px;\r\n            border: 1px solid #ddd;\r\n            padding: 15px;\r\n        }\r\n    <\/style><\/p>\r\n<div class=\"block\">\r\n<h1><strong>Informacionet Juridike p\u00ebr P\u00ebrdorimin e Faqes s\u00eb Alma Credit (Baza)<\/strong><\/h1>\r\n<p><strong>Objekti<\/strong>: Kushtet e m\u00ebposhtme p\u00ebrcaktojn\u00eb modalitetet e p\u00ebrdorimit t\u00eb faqes s\u00eb internetit t\u00eb Alma Credit. \u00c7do person q\u00eb akseson faqen konsiderohet si p\u00ebrdorues dhe pranon k\u00ebto kushte.<\/p>\r\n<p>Pron\u00ebsia Intelektuale: T\u00eb gjitha p\u00ebrmbajtjet (tekste, imazhe, grafik\u00eb, logot) n\u00eb faqen e Alma Credit jan\u00eb t\u00eb mbrojtura nga t\u00eb drejtat e autorit dhe ligje t\u00eb tjera t\u00eb pron\u00ebsis\u00eb intelektuale. \u00c7do riprodhim, edhe pjes\u00ebrisht, \u00ebsht\u00eb i ndaluar pa p\u00eblqimin paraprak t\u00eb Alma Credit.<\/p>\r\n<p>Mbrojtja e t\u00eb Dh\u00ebnave: Alma Credit angazhohet p\u00ebr t\u00eb mbrojtur t\u00eb dh\u00ebnat personale t\u00eb p\u00ebrdoruesve n\u00eb p\u00ebrputhje me rregulloret n\u00eb fuqi n\u00eb Zvic\u00ebr dhe politik\u00ebn e saj t\u00eb privat\u00ebsis\u00eb.<\/p>\r\n<p>Kufizimi i P\u00ebrgjegj\u00ebsis\u00eb: Edhe pse Alma Credit b\u00ebn p\u00ebrpjekje p\u00ebr t\u00eb siguruar besueshm\u00ebrin\u00eb e informacioneve n\u00eb faqe, ajo nuk mund t\u00eb garantoj\u00eb sakt\u00ebsin\u00eb, plot\u00ebsin\u00eb ose p\u00ebrkat\u00ebsin\u00eb e tyre. P\u00ebrdoruesi p\u00ebrdor faqen n\u00eb rrezikun e vet. Alma Credit nuk mund t\u00eb mbahet p\u00ebrgjegj\u00ebse p\u00ebr asnj\u00eb d\u00ebm t\u00eb shkaktuar nga p\u00ebrdorimi i faqes.<\/p>\r\n<p>Lidhje t\u00eb Jashtme: Faqja mund t\u00eb p\u00ebrmbaj\u00eb lidhje me faqe t\u00eb tjera interneti. Alma Credit nuk \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr p\u00ebrmbajtjen dhe praktikat e k\u00ebtyre faqeve t\u00eb jashtme.<\/p>\r\n<p>Cookies: Faqja e Alma Credit p\u00ebrdor cookies p\u00ebr t\u00eb p\u00ebrmir\u00ebsuar p\u00ebrvoj\u00ebn e p\u00ebrdoruesit. Duke p\u00ebrdorur faqen, p\u00ebrdoruesi pranon p\u00ebrdorimin e k\u00ebtyre cookies sipas politik\u00ebs s\u00eb cookies t\u00eb Alma Credit.<\/p>\r\n<p>Ndryshimet: Alma Credit ka t\u00eb drejt\u00ebn t\u00eb modifikoj\u00eb k\u00ebto informacione juridike n\u00eb \u00e7do koh\u00eb. P\u00ebrdoruesit ftohen t\u00eb konsultohen rregullisht k\u00ebt\u00eb seksion p\u00ebr t\u00eb marr\u00eb vesh ndryshimet.<\/p>\r\n<p>Ligji i Zbatuesh\u00ebm dhe Juridiksioni: K\u00ebto informacione juridike rregullohen nga ligji zviceran. \u00c7do mosmarr\u00ebveshje q\u00eb lidhet me interpretimin ose ekzekutimin e k\u00ebtyre kushteve do t\u00eb n\u00ebnshtrohet gjykatave kompetente n\u00eb Zvic\u00ebr.<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<p><style>\r\n        body {\r\n            font-family: Arial, sans-serif;\r\n            color: black;\r\n            text-align: justify;\r\n        }\r\n        h1 {\r\n            color: #6caf17;\r\n            text-align: left;\r\n        }\r\n        .block {\r\n            margin-bottom: 20px;\r\n            border: 1px solid #ddd;\r\n            padding: 15px;\r\n        }\r\n    <\/style><\/p>\r\n<div class=\"block\">\r\n<h1>T\u00eb dh\u00ebnat ligjore<\/h1>\r\n<p>\u00c7do p\u00ebrdorues i faqes s\u00eb internetit t\u00eb Alma Credit ftohet t\u00eb lexoj\u00eb me kujdes kushtet e m\u00ebposhtme t\u00eb p\u00ebrdorimit.<\/p>\r\n<p>Duke hyr\u00eb n\u00eb k\u00ebt\u00eb faqe interneti, p\u00ebrdoruesi deklaron se \u00ebsht\u00eb dakord me kushtet e m\u00ebposhtme, t\u00eb cilat jan\u00eb shkruar ekskluzivisht n\u00eb gjuh\u00ebn fr\u00ebnge. N\u00ebse p\u00ebrdoruesi nuk pranon kushtet e p\u00ebrcaktuara m\u00eb posht\u00eb ose nuk i kupton plot\u00ebsisht ato, ai k\u00ebrkohet t\u00eb heq\u00eb dor\u00eb nga \u00e7do qasje n\u00eb faqe.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Siguria dhe Konfidencialiteti i t\u00eb Dh\u00ebnave<\/h1>\r\n<p>Interneti \u00ebsht\u00eb nj\u00eb rrjet i hapur i aksesuesh\u00ebm p\u00ebr t\u00eb gjith\u00eb. Kur p\u00ebrdoruesi viziton faqen e internetit t\u00eb Alma Credit, persona t\u00eb tret\u00eb mund t\u00eb nxjerrin p\u00ebrfundime mbi ekzistenc\u00ebn e mundshme t\u00eb nj\u00eb marr\u00ebdh\u00ebnieje tregtare mes p\u00ebrdoruesit dhe Alma Credit. Transmetimi i informacioneve n\u00eb internet mund t\u00eb jet\u00eb i ndikuar nga probleme, vonesa ose gabime n\u00eb d\u00ebrgimin e t\u00eb dh\u00ebnave q\u00eb nuk jan\u00eb n\u00ebn kontrollin e Alma Credit ose t\u00eb nj\u00eb ofruesi t\u00eb informacioneve. Alma Credit ose ofruesit e informacioneve nuk jan\u00eb p\u00ebrgjegj\u00ebs p\u00ebr d\u00ebmet ose d\u00ebmet e pasojshme q\u00eb rrjedhin nga k\u00ebto probleme. Po ashtu, Alma Credit mohon \u00e7do p\u00ebrgjegj\u00ebsi p\u00ebr humbjet ose d\u00ebmet e \u00e7do lloji t\u00eb shkaktuara nga p\u00ebrdorimi i k\u00ebsaj faqe interneti ose nga informacionet q\u00eb p\u00ebrmban ajo. Informacionet e paraqitura n\u00eb k\u00ebt\u00eb faqe mund t\u00eb ndryshohen n\u00eb \u00e7do koh\u00eb pa njoftim t\u00eb ve\u00e7ant\u00eb paraprak. Kur p\u00ebrdoruesi aktivizon lidhjet e dh\u00ebna n\u00eb faqen e Alma Credit, \u00ebsht\u00eb e mundur q\u00eb ai t\u00eb largohet nga faqja. Alma Credit nuk ka verifikuar faqet e tjera t\u00eb internetit t\u00eb lidhura me faqen e saj p\u00ebrmes lidhjeve dhe mohon \u00e7do p\u00ebrgjegj\u00ebsi p\u00ebr p\u00ebrmbajtjen e tyre dhe p\u00ebr produktet, sh\u00ebrbimet dhe ofertat e tjera q\u00eb ofrohen aty.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Pron\u00ebsia Intelektuale dhe Njoftime t\u00eb Tjera<\/h1>\r\n<p>E gjith\u00eb kjo faqe \u00ebsht\u00eb pron\u00eb e vetme e Alma Credit, me p\u00ebrjashtim t\u00eb t\u00eb drejtave q\u00eb i p\u00ebrkasin pal\u00ebve t\u00eb treta. Riprodhimi (i plot\u00eb ose i pjessh\u00ebm), transmetimi (n\u00eb form\u00eb elektronike ose p\u00ebrmes mjeteve t\u00eb tjera), modifikimi, krijimi i lidhjeve ose p\u00ebrdorimi i faqes s\u00eb internetit t\u00eb Alma Credit p\u00ebr q\u00ebllime publike ose tregtare jan\u00eb t\u00eb ndaluara pa miratimin e shkruar paraprak t\u00eb Alma Credit.<\/p>\r\n<p>\u00c7do mosmarr\u00ebveshje e lidhur me faqen ose q\u00eb rrjedh nga p\u00ebrdorimi ose qasja n\u00eb t\u00eb \u00ebsht\u00eb n\u00ebn juridiksionin ekskluziv t\u00eb gjykatave kompetente t\u00eb kantonit t\u00eb Vaudit, me p\u00ebrjashtim t\u00eb ankimimeve t\u00eb mundshme n\u00eb Gjykat\u00ebn Federale t\u00eb Lozan\u00ebs. Zbatohet ligji zviceran.<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n<p><style>\r\n        body {\r\n            font-family: Arial, sans-serif;\r\n            color: black;\r\n            text-align: justify;\r\n        }\r\n        h1 {\r\n            color: #6caf17;\r\n            text-align: left;\r\n        }\r\n        .block {\r\n            margin-bottom: 20px;\r\n            border: 1px solid #ddd;\r\n            padding: 15px;\r\n        }\r\n    <\/style><\/p>\r\n<div class=\"block\">\r\n<h1>Shqyrtimi i K\u00ebrkes\u00ebs dhe Informacionet mbi Solvenc\u00ebn e K\u00ebrkuesit t\u00eb Kreditit:<\/h1>\r\n<p>Konfirmoj se t\u00eb gjitha informacionet e dh\u00ebna n\u00eb k\u00ebrkes\u00ebn time jan\u00eb t\u00eb plota, t\u00eb azhurnuara dhe t\u00eb sakta dhe autorizoj Alma Credit t\u00eb marr\u00eb informacione rreth meje n\u00eb kuad\u00ebr t\u00eb shqyrtimit t\u00eb k\u00ebrkes\u00ebs sime dhe t\u00eb ekzekutimit t\u00eb marr\u00ebdh\u00ebnies kontraktuale me pal\u00eb t\u00eb treta, ve\u00e7an\u00ebrisht me banka, qendr\u00ebn e informacionit t\u00eb kreditit (ZEK), autoritetet (p.sh. zyra e ekzekutimit, zyra e regjistrit t\u00eb pron\u00ebs, administratat tatimore, kontrolli i banor\u00ebve, autoritetet e mbrojtjes s\u00eb f\u00ebmij\u00ebve dhe t\u00eb rriturve), kompanit\u00eb e informacionit ekonomik, nd\u00ebrmjet\u00ebsit e kreditit, pun\u00ebdh\u00ebn\u00ebsit, kompanit\u00eb e grupit t\u00eb Alma Credit dhe, n\u00ebse \u00ebsht\u00eb e nevojshme, qendra e informacionit mbi kreditin e konsumit (IKO). P\u00ebr q\u00ebllimet e m\u00ebsip\u00ebrme, liroj k\u00ebto organizata nga sekreti profesional i bankierit, sekreti postar, sekreti i detyr\u00ebs ose sekreti i biznesit. Marr vesh se Alma Credit \u00ebsht\u00eb i detyruar, n\u00ebse \u00ebsht\u00eb e nevojshme, t\u00eb deklaroj\u00eb nj\u00eb leasing konsumi ose nj\u00eb kredi konsumi p\u00ebr t&#8217;u dh\u00ebn\u00eb ose t\u00eb dh\u00ebn\u00eb n\u00eb qendr\u00ebn e informacionit mbi kreditin e konsumit (IKO). Autorizoj gjithashtu Alma Credit t\u00eb deklaroj\u00eb k\u00ebrkes\u00ebn e m\u00ebsip\u00ebrme n\u00eb ZEK dhe, n\u00eb rast t\u00eb detyrimeve ligjore p\u00ebrkat\u00ebse, n\u00eb organizata t\u00eb tjera. Ve\u00e7an\u00ebrisht deklarohen lloji, shuma dhe modalitetet e kreditit ose financimit, si dhe t\u00eb dh\u00ebnat personale t\u00eb marr\u00ebsit ose marr\u00ebsve t\u00eb leasingut dhe \u00e7do vones\u00eb t\u00eb kualifikuar ose abuzim n\u00eb pagesa. Njoh se ZEK ka t\u00eb drejt\u00ebn t\u00eb komunikoj\u00eb me an\u00ebtar\u00ebt e saj informacione mbi t\u00eb dh\u00ebnat e transmetuara. Alma Credit mund t\u00eb refuzoj\u00eb k\u00ebrkes\u00ebn pa dh\u00ebn\u00eb arsye.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Bashk\u00ebpunimi me Nd\u00ebrmjet\u00ebsit:<\/h1>\r\n<p>Marr vesh se, n\u00eb rastin e k\u00ebrkesave t\u00eb d\u00ebrguara nga nj\u00eb nd\u00ebrmjet\u00ebs, Alma Credit mund t\u00eb shk\u00ebmbej\u00eb informacionet e nevojshme me k\u00ebt\u00eb nd\u00ebrmjet\u00ebs n\u00eb kuad\u00ebr t\u00eb shqyrtimit t\u00eb k\u00ebrkes\u00ebs \/ solvenc\u00ebs si dhe t\u00eb p\u00ebrfundimit dhe ekzekutimit t\u00eb kontrat\u00ebs (p.sh. parametrat dhe rezultati i shqyrtimit t\u00eb k\u00ebrkes\u00ebs, dor\u00ebzimi i dokumenteve kontraktuale, informacionet mbi statusin e kontrat\u00ebs dhe sjelljen e pagesave si dhe bilanci) dhe liroj Alma Credit nga sekreti profesional i bankierit n\u00eb k\u00ebt\u00eb kuad\u00ebr dhe n\u00eb mas\u00ebn e nevojshme.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Informacionet mbi Partner\u00ebt:<\/h1>\r\n<p>N\u00ebse kam dh\u00ebn\u00eb informacione mbi bashk\u00ebshortin\/bashk\u00ebshorten ose partnerin\/partneren e regjistruar (n\u00eb vijim &#8220;partneri&#8221;) n\u00eb k\u00ebrkes\u00eb, konfirmoj se (i) kam informuar partnerin tim p\u00ebr k\u00ebt\u00eb k\u00ebrkes\u00eb, (ii) Alma Credit mund t\u00eb verifikoj\u00eb informacionet e m\u00ebsip\u00ebrme duke kontaktuar direkt partnerin tim, dhe (iii) partneri im pranon q\u00eb Alma Credit t\u00eb mund t\u00eb marr\u00eb informacione rreth tij ashtu si\u00e7 \u00ebsht\u00eb p\u00ebrshkruar m\u00eb lart (p\u00ebrfshir\u00eb d\u00ebrgimin e k\u00ebrkesave p\u00ebr informacion n\u00eb ZEK).<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>P\u00ebrpunimi i t\u00eb Dh\u00ebnave:<\/h1>\r\n<p>Un\u00eb pranoj se Alma Credit mund t\u00eb p\u00ebrpunoj\u00eb t\u00eb dh\u00ebnat e mia p\u00ebr t\u00eb vler\u00ebsuar k\u00ebrkes\u00ebn time si dhe p\u00ebr q\u00ebllime t\u00eb vler\u00ebsimit t\u00eb rrezikut dhe marketingut (vler\u00ebsimi i t\u00eb dh\u00ebnave dhe krijimi i nj\u00eb profili). Gjithashtu, mund t\u00eb m\u00eb ofrohen produkte dhe sh\u00ebrbime t\u00eb tjera, p\u00ebrfshir\u00eb ato nga kompanit\u00eb e grupit Alma Credit dhe pal\u00eb t\u00eb treta, p\u00ebrmes post\u00ebs ose telefonit. Un\u00eb mund t\u00eb t\u00ebrheq n\u00eb \u00e7do koh\u00eb k\u00ebt\u00eb p\u00ebrpunim t\u00eb t\u00eb dh\u00ebnave t\u00eb mia p\u00ebr q\u00ebllime marketingu. Duke dh\u00ebn\u00eb adres\u00ebn time t\u00eb e-mailit, un\u00eb gjithashtu pranoj q\u00eb Alma Credit mund t\u00eb m\u00eb d\u00ebrgoj\u00eb ofertat e m\u00ebsip\u00ebrme p\u00ebrmes e-mailit. N\u00eb kuad\u00ebr t\u00eb komunikimit t\u00eb hapur p\u00ebrmes e-mailit, un\u00eb pranoj n\u00eb m\u00ebnyr\u00eb t\u00eb shprehur rrezikun q\u00eb t\u00eb dh\u00ebnat e mia mund t\u00eb nd\u00ebrpritet ose zbulohet nga pal\u00eb t\u00eb treta gjat\u00eb transmetimit t\u00eb tyre, ose q\u00eb pal\u00eb t\u00eb treta t\u00eb paautorizuara mund t\u00eb deduktojn\u00eb ekzistenc\u00ebn e nj\u00eb marr\u00ebdh\u00ebnieje kontraktuale midis Alma Credit dhe vetes sime dhe p\u00ebr k\u00ebt\u00eb arsye, mbrojtja e informacioneve konfidenciale ose sekreti profesional i bankierit nuk jan\u00eb t\u00eb garantuara. Un\u00eb mund t\u00eb t\u00ebrheq n\u00eb \u00e7do koh\u00eb p\u00eblqimin tim p\u00ebr d\u00ebrgimin elektronik t\u00eb mesazheve publicitare.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Bashk\u00ebpunimi me ofruesit e sh\u00ebrbimeve (jasht\u00ebzgjatje):<\/h1>\r\n<p>Un\u00eb pranoj se Alma Credit mund t\u00eb n\u00ebnkontraktoj\u00eb sh\u00ebrbime t\u00eb pal\u00ebve t\u00eb treta (\u00abofruesit e sh\u00ebrbimeve\u00bb), ve\u00e7an\u00ebrisht n\u00eb fush\u00ebn e p\u00ebrpunimit t\u00eb proceseve t\u00eb biznesit, siguris\u00eb informatike dhe kontrollit t\u00eb sistemeve, studimit dhe prospektimit t\u00eb tregjeve, llogaritjes s\u00eb rrezikut t\u00eb kreditit dhe t\u00eb tregut t\u00eb lidhur me aktivitetin si dhe administrimit t\u00eb marr\u00ebdh\u00ebnieve kontraktuale (p.sh. p\u00ebrpunimi i k\u00ebrkesave dhe kontratave, inkasimi, komunikimi me klient\u00ebt). Alma Credit i furnizon k\u00ebta ofrues t\u00eb sh\u00ebrbimeve me t\u00eb dh\u00ebnat e nevojshme p\u00ebr t\u00eb p\u00ebrmbushur detyrimet e tyre kontraktuale dhe mund gjithashtu t\u00eb transmetoj\u00eb k\u00ebto t\u00eb dh\u00ebna jasht\u00eb vendit p\u00ebr k\u00ebt\u00eb q\u00ebllim. Ofruesit e sh\u00ebrbimeve, punonj\u00ebsit e tyre dhe n\u00ebnkontraktor\u00ebt jan\u00eb t\u00eb detyruar kontraktualisht t\u00eb ruajn\u00eb konfidencialitetin. Ofruesit e sh\u00ebrbimeve zakonisht jan\u00eb t\u00eb vendosur n\u00eb Zvic\u00ebr ose brenda BE\/EEE-s\u00eb, por mund t\u00eb jen\u00eb t\u00eb vendosur parimisht n\u00eb t\u00eb gjith\u00eb bot\u00ebn. N\u00ebse t\u00eb dh\u00ebnat personale transferohen n\u00eb nj\u00eb vend q\u00eb, nga pik\u00ebpamja e Zvicr\u00ebs, nuk ka nj\u00eb nivel t\u00eb p\u00ebrshtatsh\u00ebm t\u00eb mbrojtjes s\u00eb t\u00eb dh\u00ebnave, Alma Credit merr masa sigurie t\u00eb p\u00ebrshtatshme p\u00ebr t\u00eb garantuar q\u00eb t\u00eb dh\u00ebnat e p\u00ebrfshira jan\u00eb mbrojtur si\u00e7 duhet (p\u00ebrfshir\u00eb aplikimin e klauzolave standard t\u00eb mbrojtjes s\u00eb t\u00eb dh\u00ebnave).<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Komunikimi elektronik:<\/h1>\r\n<p>Un\u00eb njoh faktin se komunikimi midis Alma Credit dhe un\u00eb ose nd\u00ebrmjet\u00ebsit mund t\u00eb b\u00ebhet n\u00ebp\u00ebrmjet rrug\u00ebs elektronike. Nd\u00ebrmjet\u00ebsi dhe Alma Credit nuk mund t\u00eb garantojn\u00eb konfidencialitetin e t\u00eb dh\u00ebnave gjat\u00eb transmetimit t\u00eb tyre n\u00ebp\u00ebrmjet Internetit. K\u00ebshtu, pal\u00eb t\u00eb treta mund t\u00eb nxjerrin n\u00eb p\u00ebrfundim ekzistenc\u00ebn ose ekzistenc\u00ebn e menj\u00ebhershme t\u00eb nj\u00eb marr\u00ebdh\u00ebnie biznesi (ndoshta t\u00eb nj\u00eb marr\u00ebdh\u00ebnieje bankare) midis meje dhe Alma Credit.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Mbrojtja e t\u00eb dh\u00ebnave:<\/h1>\r\n<p>P\u00ebr m\u00eb shum\u00eb informacion rreth p\u00ebrpunimit t\u00eb t\u00eb dh\u00ebnave personale nga Alma Credit, ju lutem konsultoni deklarat\u00ebn e mbrojtjes s\u00eb t\u00eb dh\u00ebnave n\u00eb faqen e internetit t\u00eb Alma Credit ose informohuni tek ky i fundit.<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n<p><style>\r\n        body {\r\n            font-family: Arial, sans-serif;\r\n            color: black;\r\n            text-align: justify;\r\n        }\r\n        h1 {\r\n            color: #6caf17;\r\n            text-align: left;\r\n        }\r\n        .block {\r\n            margin-bottom: 20px;\r\n            border: 1px solid #ddd;\r\n            padding: 15px;\r\n        }\r\n    <\/style><\/p>\r\n<div class=\"block\">\r\n<h1>P\u00ebrjashtimi i p\u00ebrgjegj\u00ebsis\u00eb:<\/h1>\r\n<p>Alma Credit nuk merr asnj\u00eb p\u00ebrgjegj\u00ebsi p\u00ebr humbjet dhe d\u00ebmet direkte ose indirekte t\u00eb \u00e7far\u00ebdo lloji q\u00eb rrjedhin nga qasja n\u00eb faqen ose p\u00ebrdorimi i informacioneve ose k\u00ebshillave t\u00eb disponueshme n\u00eb k\u00ebt\u00eb faqe ose nga pamund\u00ebsia p\u00ebr t\u00eb qasur ose p\u00ebrdorur informacionet ose k\u00ebshillat e disponueshme n\u00eb k\u00ebt\u00eb faqe. Ve\u00e7an\u00ebrisht, p\u00ebrgjegj\u00ebsia e Alma Credit si dhe e administrator\u00ebve t\u00eb saj, drejtor\u00ebve, punonj\u00ebsve, ndihm\u00ebsve dhe aksionar\u00ebve, p\u00ebr \u00e7do d\u00ebm ose humbje t\u00eb p\u00ebsuar si pasoj\u00eb e nj\u00eb gabimi, teknik ose jo, nj\u00eb d\u00ebshtimi t\u00eb transferimit, nj\u00eb situat\u00eb mbivendosjeje, nj\u00eb v\u00ebshtir\u00ebsie n\u00eb p\u00ebrdorim, nj\u00eb nd\u00ebrprerje sh\u00ebrbimi (p\u00ebrfshir\u00eb ve\u00e7an\u00ebrisht sh\u00ebrbimin e mir\u00ebmbajtjes s\u00eb sistemit), nj\u00eb vones\u00eb n\u00eb transmetimin e informacioneve, nj\u00eb papajtueshm\u00ebri midis k\u00ebsaj faqeje dhe dosjeve dhe ose programeve t\u00eb p\u00ebrdoruesit (ve\u00e7an\u00ebrisht me &#8220;browser-in&#8221; e tij) dhe ose kompjuterit t\u00eb tij, nj\u00eb disfunksionim, nj\u00eb nd\u00ebrhyrje, transmetimin e nj\u00eb virusi ose nj\u00eb krimbi kompjuterik n\u00eb kompjuterin e tij, nj\u00eb hyrje t\u00eb paligjshme (p.sh. si pasoj\u00eb e nj\u00eb hakimi kompjuterik), nj\u00eb bllokim t\u00eb q\u00ebllimsh\u00ebm t\u00eb mjeteve dhe rrjeteve t\u00eb telekomunikacionit (p.sh. si pasoj\u00eb e nj\u00eb d\u00ebrgese masive t\u00eb emailave ose sulmeve t\u00eb mohimit t\u00eb sh\u00ebrbimit) ose \u00e7do pap\u00ebrshtatje tjet\u00ebr e ofruesve t\u00eb sh\u00ebrbimeve t\u00eb telekomunikacionit ose t\u00eb rrjetit \u00ebsht\u00eb p\u00ebrjashtuar.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Kufizimet e qasjes:<\/h1>\r\n<p>Faqja nuk \u00ebsht\u00eb e destinuar p\u00ebr personat q\u00eb jan\u00eb subjekt i juridiksioneve n\u00eb t\u00eb cilat (p\u00ebr shkak t\u00eb komb\u00ebsis\u00eb s\u00eb personave, vendndodhjes s\u00eb tyre ose p\u00ebr \u00e7do arsye tjet\u00ebr) p\u00ebrhapja, qasja n\u00eb k\u00ebt\u00eb faqe ose p\u00ebrdorimi i saj, jan\u00eb t\u00eb ndaluara. Personat e n\u00ebnshtruar ndaj k\u00ebtyre kufizimeve nuk duhet as t\u00eb qasen n\u00eb faqe, as ta p\u00ebrdorin at\u00eb, n\u00eb asnj\u00eb form\u00eb.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Lidhjet:<\/h1>\r\n<p>Alma Credit nuk ka kontrolluar faqet e internetit t\u00eb lidhura me faqen dhe nuk \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr p\u00ebrmbajtjen e k\u00ebtyre faqeve t\u00eb tjera. Vendosja e lidhjeve me faqe t\u00eb tjera t\u00eb internetit b\u00ebhet n\u00eb rrezikun tuaj t\u00eb vet\u00ebm.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Pavlefshm\u00ebria pjesore:<\/h1>\r\n<p>Si l&#8217;une ou l&#8217;autre des dispositions des pr\u00e9sentes conditions n&#8217;\u00e9tait pas valable, pas conforme ou pas applicable, cela n&#8217;entra\u00eene en aucun cas l&#8217;invalidit\u00e9, l&#8217;annulation ou la non-ex\u00e9cution des autres dispositions des pr\u00e9sentes conditions&#8230;<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n<p><style>\r\n        body {\r\n            font-family: Arial, sans-serif;\r\n            color: black;\r\n            text-align: justify;\r\n        }\r\n        h1 {\r\n            color: #6caf17;\r\n            text-align: left;\r\n        }\r\n        .block {\r\n            margin-bottom: 20px;\r\n            border: 1px solid #ddd;\r\n            padding: 15px;\r\n        }\r\n    <\/style><\/p>\r\n<div class=\"block\">\r\n<h1>Gjuha:<\/h1>\r\n<p>Versioni n\u00eb gjuh\u00ebn fr\u00ebnge i k\u00ebtyre kushteve t\u00eb p\u00ebrdorimit \u00ebsht\u00eb i vetmi vendimtar.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Juridiksioni dhe e drejta e zbatueshme:<\/h1>\r\n<p>\u00c7do mosmarr\u00ebveshje e lidhur me faqen ose e rezultuar nga p\u00ebrdorimi apo qasja e saj n\u00ebnshtrihet juridiksionit ekskluziv t\u00eb gjykatave kompetente t\u00eb kantonit t\u00eb Vaud, me p\u00ebrjashtim t\u00eb ankimimeve t\u00eb mundshme n\u00eb Gjykat\u00ebn Federale t\u00eb Lausanne. Zbatohet e drejta zvicerane.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>\u00a0Informata shtes\u00eb:<\/h1>\r\n<p>Dh\u00ebnia e nj\u00eb kredie \u00ebsht\u00eb e ndaluar n\u00ebse shkakton mbingarkes\u00eb financiare (art. 3 LCD). Sipas dispozitave t\u00eb Ligjit Federal t\u00eb dat\u00ebs 19 qershor 1992 p\u00ebr mbrojtjen e t\u00eb dh\u00ebnave, \u00e7do i interesuar mund t\u00eb k\u00ebrkoj\u00eb, duke d\u00ebrguar nj\u00eb k\u00ebrkes\u00eb t\u00eb shkruar dhe t\u00eb n\u00ebnshkruar te Alma Credit, t\u00eb marr\u00eb p\u00ebrmes post\u00ebs t\u00eb dh\u00ebnat q\u00eb e p\u00ebrmbajn\u00eb&#8230;<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>\u00a0P\u00ebrdorimi i cookies:<\/h1>\r\n<p>Ne p\u00ebrdorim cookies p\u00ebr t\u00eb ju siguruar p\u00ebrvoj\u00ebn m\u00eb t\u00eb mir\u00eb t\u00eb mundshme n\u00eb faqen ton\u00eb t\u00eb internetit, p\u00ebr t\u00eb ofruar funksionalitete q\u00eb kan\u00eb t\u00eb b\u00ebjn\u00eb me rrjetet sociale dhe p\u00ebr t\u00eb analizuar trafikun ton\u00eb. Duke vazhduar t\u00eb p\u00ebrdorni k\u00ebt\u00eb faqe, p\u00ebrdoruesi pranon p\u00ebrdorimin e cookies.<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><style>\r\n        body {\r\n            font-family: Arial, sans-serif;\r\n            color: black;\r\n            text-align: justify;\r\n        }\r\n        h1 {\r\n            color: #6caf17;\r\n            text-align: left;\r\n        }\r\n        .block {\r\n            margin-bottom: 20px;\r\n            border: 1px solid #ddd;\r\n            padding: 15px;\r\n        }\r\n    <\/style><\/p>\r\n<div class=\"block\">\r\n<h1>Juridiksioni dhe e drejta e zbatueshme:<\/h1>\r\n<p>\u00c7do mosmarr\u00ebveshje e lidhur me faqen ose e rezultuar nga p\u00ebrdorimi apo qasja e saj n\u00ebnshtrihet juridiksionit ekskluziv t\u00eb gjykatave kompetente t\u00eb kantonit t\u00eb Vaud, me p\u00ebrjashtim t\u00eb ankimimeve t\u00eb mundshme n\u00eb Gjykat\u00ebn Federale t\u00eb Lausanne. Zbatohet e drejta zvicerane.<\/p>\r\n<\/div>\r\n<div class=\"block\">\r\n<h1>Sh\u00ebnim i r\u00ebnd\u00ebsish\u00ebm:<\/h1>\r\n<p>Dh\u00ebnia e nj\u00eb kredie \u00ebsht\u00eb e ndaluar n\u00ebse shkakton mbingarkes\u00eb financiare (art. 3 LCD).<\/p>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>Informacionet Juridike p\u00ebr P\u00ebrdorimin e Faqes s\u00eb Alma Credit (Baza) Objekti: Kushtet e m\u00ebposhtme p\u00ebrcaktojn\u00eb modalitetet e p\u00ebrdorimit t\u00eb faqes s\u00eb internetit t\u00eb Alma Credit. \u00c7do person q\u00eb akseson faqen konsiderohet si p\u00ebrdorues dhe pranon k\u00ebto kushte. Pron\u00ebsia Intelektuale: T\u00eb gjitha p\u00ebrmbajtjet (tekste, imazhe, grafik\u00eb, logot) n\u00eb faqen e Alma Credit jan\u00eb t\u00eb mbrojtura nga [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-3403","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/pages\/3403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/comments?post=3403"}],"version-history":[{"count":6,"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/pages\/3403\/revisions"}],"predecessor-version":[{"id":3467,"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/pages\/3403\/revisions\/3467"}],"wp:attachment":[{"href":"https:\/\/almacredit.ch\/sq\/wp-json\/wp\/v2\/media?parent=3403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}