{"id":2713,"date":"2023-08-27T10:15:35","date_gmt":"2023-08-27T09:15:35","guid":{"rendered":"https:\/\/almacredit.ch\/?page_id=2713"},"modified":"2024-01-11T17:52:36","modified_gmt":"2024-01-11T16:52:36","slug":"simulador-de-credito","status":"publish","type":"page","link":"https:\/\/almacredit.ch\/pt-pt\/simulador-de-credito\/","title":{"rendered":"SIMULADOR DE CR\u00c9DITO"},"content":{"rendered":"\r\n<p><style>\r\n        body {\r\n            font-family: 'Arial', sans-serif;\r\n            padding: 20px;\r\n            background-color: #f5f5f5;\r\n        }\r\n\r\n        h2, h5, #monthlyPayment, input[type=\"text\"], select {\r\n            color: #6bb018;\r\n        }\r\n\r\n        #monthlyPayment {\r\n            font-size: 40px;\r\n            font-weight: bold;\r\n            margin-top: 20px;\r\n        }\r\n\r\n        input, select {\r\n            border: none;\r\n            border-bottom: 2px solid #4dc47d;\r\n            outline: none;\r\n            font-size: 24px;\r\n            margin-right: 20px;\r\n        }\r\n\r\n        label {\r\n            font-weight: bold;\r\n            margin-right: 10px;\r\n        }\r\n\r\n        .credit-container {\r\n            background-color: #ffffff;\r\n            border: 1px solid #e0e0e0;\r\n            padding: 30px;\r\n            margin-bottom: 20px;\r\n            border-radius: 15px;\r\n            box-shadow: 0px 5px 10px rgba(0, 0, 0, 0.1);\r\n        }\r\n\r\n        .text-yellow {\r\n            color: yellow;\r\n        }\r\n    <\/style><script>\r\n        function formatCHF(amount) {\r\n            return new Intl.NumberFormat('fr-CH').format(amount);\r\n        }\r\n\r\n        function calculateMonthlyPayment(amount, months) {\r\n            const interestRate = 0.045;\r\n            const monthlyRate = interestRate \/ 12;\r\n            return (amount * monthlyRate) \/ (1 - Math.pow(1 + monthlyRate, -months));\r\n        }\r\n\r\n        function updateMonthlyPayment() {\r\n            let amount = parseInt(document.getElementById(\"amount\").value.replace(\/'\/g, \"\").replace(\/CHF \/g, \"\"));\r\n            let period = parseInt(document.getElementById(\"period\").value);\r\n            let monthlyPayment = calculateMonthlyPayment(amount, period).toFixed(2);\r\n            document.getElementById(\"monthlyPayment\").innerText = \"CHF \" + formatCHF(monthlyPayment);\r\n        }\r\n    <\/script><\/p>\r\n<p>\u00a0 \u00a0 \u00a0 <style>\r\n        body {<br \/>\r\n            font-family: 'Arial', sans-serif;<br \/>\r\n            padding: 20px;<br \/>\r\n            background-color: #f5f5f5;<br \/>\r\n        }<\/p>\r\n<p>        h2, h5, #monthlyPayment, input[type=\"text\"], select {<br \/>\r\n            color: #6bb018;<br \/>\r\n        }<\/p>\r\n<p>        #monthlyPayment {<br \/>\r\n            font-size: 40px;<br \/>\r\n            font-weight: bold;<br \/>\r\n            margin-top: 20px;<br \/>\r\n        }<\/p>\r\n<p>        input, select {<br \/>\r\n            border: none;<br \/>\r\n            border-bottom: 2px solid #4dc47d;<br \/>\r\n            outline: none;<br \/>\r\n            font-size: 24px;<br \/>\r\n            margin-right: 20px;<br \/>\r\n        }<\/p>\r\n<p>        label {<br \/>\r\n            font-weight: bold;<br \/>\r\n            margin-right: 10px;<br \/>\r\n        }<\/p>\r\n<p>        .credit-container {<br \/>\r\n            background-color: #ffffff;<br \/>\r\n            border: 1px solid #e0e0e0;<br \/>\r\n            padding: 30px;<br \/>\r\n            margin-bottom: 20px;<br \/>\r\n            border-radius: 15px;<br \/>\r\n            box-shadow: 0px 5px 10px rgba(0, 0, 0, 0.1);<br \/>\r\n        }<\/p>\r\n<p>        .text-yellow {<br \/>\r\n            color: yellow;<br \/>\r\n        }<br \/>\r\n    <\/style> <script>\r\n        function formatCHF(amount) {\r\n            return new Intl.NumberFormat('fr-CH').format(amount);\r\n        }\r\n\r\n        function calculateMonthlyPayment(amount, months) {\r\n            const interestRate = 0.045;\r\n            const monthlyRate = interestRate \/ 12;\r\n            return (amount * monthlyRate) \/ (1 - Math.pow(1 + monthlyRate, -months));\r\n        }\r\n\r\n        function updateMonthlyPayment() {\r\n            let amount = parseInt(document.getElementById(\"amount\").value.replace(\/'\/g, \"\").replace(\/CHF \/g, \"\"));\r\n            let period = parseInt(document.getElementById(\"period\").value);\r\n            let monthlyPayment = calculateMonthlyPayment(amount, period).toFixed(2);\r\n            document.getElementById(\"monthlyPayment\").innerText = \"CHF \" + formatCHF(monthlyPayment);\r\n        }\r\n    <\/script><\/p>\r\n<div class=\"credit-container\">\r\n<h2>De que quantia precisa?<\/h2>\r\n<label for=\"amount\">Quantia desejada (CHF):<\/label> <input id=\"amount\" type=\"text\" value=\"20'000\" \/> <label for=\"period\">Dura\u00e7\u00e3o (meses):<\/label><select id=\"period\" onchange=\"updateMonthlyPayment()\">\r\n<option value=\"12\">12 meses<\/option>\r\n<option value=\"24\">24 meses<\/option>\r\n<option value=\"36\">36 meses<\/option>\r\n<option value=\"48\">48 meses<\/option>\r\n<option value=\"60\">60 meses<\/option>\r\n<option value=\"72\">72 meses<\/option>\r\n<option value=\"84\">84 meses<\/option>\r\n<option value=\"96\">96 meses<\/option>\r\n<option value=\"108\">108 meses<\/option>\r\n<option value=\"120\">120 meses<\/option>\r\n<\/select>\r\n<h2 id=\"monthlyPayment\">CHF 206.45<\/h2>\r\n<a href=\"https:\/\/almacredit.ch\/pt-pt\/pedir-um-credito\/\"><button style=\"background-color: #6bb018; color: white; padding: 10px 20px; border: none; border-radius: 5px; cursor: pointer;\">PEDIR UM CR\u00c9DITO<\/button><\/a><\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n\r\n<!-- SEO Enhancements for almacredit.ch\/simulateur-de-credit\/ --><!-- Palavras-chave relevantes --><!-- T\u00edtulo e Descri\u00e7\u00f5es Meta -->\r\n<pre>O seu pedido \u00e9 gratuito e a nossa oferta \u00e9 sem compromisso.<\/pre>\r\n<p>&nbsp;<\/p>\r\n<div class=\"documentos-credito\">\r\n<h2>Documentos Necess\u00e1rios para a Solicita\u00e7\u00e3o de Cr\u00e9dito<\/h2>\r\n<p>Para tal, solicitamos que nos forne\u00e7a os seguintes documentos:<\/p>\r\n<ul>\r\n<li>Os seus tr\u00eas \u00faltimos recibos de vencimento.<\/li>\r\n<li>As suas duas \u00faltimas quita\u00e7\u00f5es de renda.<\/li>\r\n<li>Uma c\u00f3pia do seu documento de identifica\u00e7\u00e3o.<\/li>\r\n<li>Os tr\u00eas \u00faltimos extratos banc\u00e1rios da sua conta principal.<\/li>\r\n<li>Um extrato recente do seu registo de d\u00edvidas, sem anota\u00e7\u00f5es.<\/li>\r\n<\/ul>\r\n<p>(Se estiver casado(a), inclua tamb\u00e9m a documenta\u00e7\u00e3o pertinente do seu c\u00f4njuge)<\/p>\r\n<\/div>\r\n<p>&nbsp;<\/p>\r\n<!-- Otimiza\u00e7\u00e3o de imagens --><!-- Certifique-se de que todas as imagens tenham o atributo 'alt' para melhor SEO e acessibilidade --><!-- <img decoding=\"async\" src=\"path\/to\/your\/image.jpg\" alt=\"Descri\u00e7\u00e3o da imagem\"> --><!-- Crie um sitemap --><!-- Adicione um link para o seu sitemap.xml no diret\u00f3rio raiz --><!--  \t<link rel=\"sitemap\" type=\"application\/xml\" title=\"Sitemap\" href=\"\/sitemap.xml\"> -->\r\n\r\n\r\n<div class=\"wp-block-columns alignfull has-text-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"color: #000000; background-color: #ffffff;\">\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n\r\n<h3 class=\"wp-block-heading\" style=\"font-size: 24px; line-height: 1.3;\">(ART.3 LCD)<\/h3>\r\n\r\n\r\n <strong>A concess\u00e3o de cr\u00e9dito \u00e9 proibida se causar o endividamento excessivo do consumidor. <\/strong> <\/div>\r\n\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<h3 class=\"wp-block-heading\" style=\"font-size: 24px; line-height: 1.3;\"><strong>Exemplo de c\u00e1lculo:<\/strong><\/h3>\r\n\r\n\r\n Empr\u00e9stimo de CHF 10\u2019000. Uma taxa de juro anual efetiva entre 4,5% e 10,95% e um prazo de 12 meses resultam em juros totais entre CHF 240 e CHF 574. Dura\u00e7\u00e3o: 6-120 meses; Taxa de juro anual m\u00e1xima (incluindo todas as taxas de cr\u00e9dito) 10,95%. <\/div>\r\n<\/div>\r\n\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>\u00a0 \u00a0 \u00a0 De que quantia precisa? Quantia desejada (CHF): Dura\u00e7\u00e3o (meses):12 meses24 meses36 meses48 meses60 meses72 meses84 meses96 meses108 meses120 meses CHF 206.45 PEDIR UM CR\u00c9DITO &nbsp; O seu pedido \u00e9 gratuito e a nossa oferta \u00e9 sem compromisso. &nbsp; Documentos Necess\u00e1rios para a Solicita\u00e7\u00e3o de Cr\u00e9dito Para tal, solicitamos que nos forne\u00e7a os [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2713","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/almacredit.ch\/pt-pt\/wp-json\/wp\/v2\/pages\/2713","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/almacredit.ch\/pt-pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/almacredit.ch\/pt-pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/pt-pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/pt-pt\/wp-json\/wp\/v2\/comments?post=2713"}],"version-history":[{"count":10,"href":"https:\/\/almacredit.ch\/pt-pt\/wp-json\/wp\/v2\/pages\/2713\/revisions"}],"predecessor-version":[{"id":4409,"href":"https:\/\/almacredit.ch\/pt-pt\/wp-json\/wp\/v2\/pages\/2713\/revisions\/4409"}],"wp:attachment":[{"href":"https:\/\/almacredit.ch\/pt-pt\/wp-json\/wp\/v2\/media?parent=2713"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}