{"id":2970,"date":"2023-08-26T09:16:14","date_gmt":"2023-08-26T08:16:14","guid":{"rendered":"https:\/\/almacredit.ch\/?page_id=2970"},"modified":"2023-12-01T15:24:26","modified_gmt":"2023-12-01T14:24:26","slug":"credito-privado","status":"publish","type":"page","link":"https:\/\/almacredit.ch\/es\/credito-privado\/","title":{"rendered":"Cr\u00e9dito Privado"},"content":{"rendered":"\r\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis: 66.66%;\">\r\n<h2 style=\"font-size: 50px;\"><strong>Su Soluci\u00f3n de Cr\u00e9dito Privado<\/strong>, <strong>simplemente<\/strong><\/h2>\r\n<h3 style=\"font-size: 50px;\">En ALMA CR\u00c9DITO, hacemos que el cr\u00e9dito privado sea simple y r\u00e1pido.<\/h3>\r\n\r\n\r\n<\/div>\r\n<\/div>\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n<p><style>\r\n        body {\r\n            font-family: 'Arial', sans-serif;\r\n            padding: 20px;\r\n            background-color: #f5f5f5;\r\n        }\r\n\r\n        h2, h5, #monthlyPayment, input[type=\"text\"], select {\r\n            color: #6bb018;\r\n        }\r\n\r\n        #monthlyPayment {\r\n            font-size: 40px;\r\n            font-weight: bold;\r\n            margin-top: 20px;\r\n        }\r\n\r\n        input, select {\r\n            border: none;\r\n            border-bottom: 2px solid #4dc47d;\r\n            outline: none;\r\n            font-size: 24px;\r\n            margin-right: 20px;\r\n        }\r\n\r\n        label {\r\n            font-weight: bold;\r\n            margin-right: 10px;\r\n        }\r\n\r\n        .credit-container {\r\n            background-color: #ffffff;\r\n            border: 1px solid #e0e0e0;\r\n            padding: 30px;\r\n            margin-bottom: 20px;\r\n            border-radius: 15px;\r\n            box-shadow: 0px 5px 10px rgba(0, 0, 0, 0.1);\r\n        }\r\n\r\n        .text-yellow {\r\n            color: yellow;\r\n        }\r\n    <\/style><script>\r\n        function formatCHF(amount) {\r\n            return new Intl.NumberFormat('fr-CH').format(amount);\r\n        }\r\n\r\n        function calculateMonthlyPayment(amount, months) {\r\n            const interestRate = 0.045;\r\n            const monthlyRate = interestRate \/ 12;\r\n            return (amount * monthlyRate) \/ (1 - Math.pow(1 + monthlyRate, -months));\r\n        }\r\n\r\n        function updateMonthlyPayment() {\r\n            let amount = parseInt(document.getElementById(\"amount\").value.replace(\/'\/g, \"\").replace(\/CHF \/g, \"\"));\r\n            let period = parseInt(document.getElementById(\"period\").value);\r\n            let monthlyPayment = calculateMonthlyPayment(amount, period).toFixed(2);\r\n            document.getElementById(\"monthlyPayment\").innerText = \"CHF \" + formatCHF(monthlyPayment);\r\n        }\r\n    <\/script><\/p>\r\n<div class=\"credit-container\">\r\n<h2>\u00bfDe cu\u00e1nto dinero necesita?<\/h2>\r\n<label for=\"amount\">Cantidad deseada (CHF):<\/label> <input id=\"amount\" type=\"text\" value=\"20'000\" \/> <label for=\"period\">Duraci\u00f3n (meses):<\/label><select id=\"period\" onchange=\"updateMonthlyPayment()\">\r\n<option value=\"12\">12 meses<\/option>\r\n<option value=\"24\">24 meses<\/option>\r\n<option value=\"36\">36 meses<\/option>\r\n<option value=\"48\">48 meses<\/option>\r\n<option value=\"60\">60 meses<\/option>\r\n<option value=\"72\">72 meses<\/option>\r\n<option value=\"84\">84 meses<\/option>\r\n<option value=\"96\">96 meses<\/option>\r\n<option value=\"108\">108 meses<\/option>\r\n<option value=\"120\">120 meses<\/option>\r\n<\/select>\r\n<h2 id=\"monthlyPayment\">CHF 206.45<\/h2>\r\n<a href=\"https:\/\/almacredit.ch\/es\/solicitud-de-credito\/\"><button style=\"background-color: #6bb018; color: white; padding: 10px 20px; border: none; border-radius: 5px; cursor: pointer;\">SOLICITAR UN CR\u00c9DITO<\/button><\/a><\/div>\r\n\r\n\r\n\r\n<pre>Su solicitud es gratuita y nuestra oferta no tiene compromiso.<\/pre>\r\n<p><style>\r\n        body {\r\n            font-family: 'Arial', sans-serif;\r\n            padding: 20px;\r\n            background-color: #f5f5f5;\r\n        }\r\n\r\n        h2, h5 {\r\n            color: #6bb018;\r\n        }\r\n\r\n        .credit-container {\r\n            background-color: #ffffff;\r\n            border: 1px solid #e0e0e0;\r\n            padding: 30px;\r\n            margin-bottom: 20px;\r\n            border-radius: 15px;\r\n            box-shadow: 0px 5px 10px rgba(0, 0, 0, 0.1);\r\n        }\r\n\r\n        ul {\r\n            list-style-type: square;\r\n            margin-left: 20px;\r\n        }\r\n\r\n        li {\r\n            margin-bottom: 10px;\r\n        }\r\n<span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span>\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n<p><style>\r\n    \/* M\u00e1s estilos CSS *\/\r\n    body {\r\n        font-family: 'Arial', sans-serif;\r\n        padding: 20px;\r\n        background-color: #f5f5f5;\r\n    }\r\n\r\n    h2, h5 {\r\n        color: #6bb018;\r\n    }\r\n\r\n    .credit-container {\r\n        background-color: #ffffff;\r\n        border: 1px solid #e0e0e0;\r\n        padding: 30px;\r\n        margin-bottom: 20px;\r\n        border-radius: 15px;\r\n        box-shadow: 0px 5px 10px rgba(0, 0, 0, 0.1);\r\n    }\r\n\r\n    ul {\r\n        list-style-type: square;\r\n        margin-left: 20px;\r\n    }\r\n\r\n    li {\r\n        margin-bottom: 10px;\r\n    }\r\n<\/style><\/p>\r\n<div class=\"credit-container\">\r\n<h2><strong>Condiciones<\/strong><\/h2>\r\n<ul>\r\n<li>El monto del cr\u00e9dito puede variar de CHF 3'000 a CHF 400'000.<\/li>\r\n<li>La duraci\u00f3n del cr\u00e9dito puede ser de 6 a 120 meses.<\/li>\r\n<li>Debe tener actividades lucrativas en Suiza.<\/li>\r\n<li>Ingresos netos &gt; CHF 2'800.-<\/li>\r\n<li>Tener un domicilio fijo en Suiza.<\/li>\r\n<li>Ser mayor de 18 a\u00f1os.<\/li>\r\n<li>Poseer la nacionalidad suiza, un permiso de establecimiento C o un permiso de residencia B.<\/li>\r\n<li>Si posee una vivienda en propiedad, se beneficia de tasas de inter\u00e9s m\u00e1s bajas. Debe ser el \u00fanico propietario o copropietario de una vivienda en Suiza durante al menos 6 meses (inscripci\u00f3n en el registro de la propiedad).<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n\r\n<div class=\"wp-block-coblocks-gallery-carousel alignwide\" aria-label=\"Carousel Gallery\">\u00a0<\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\r\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\r\n<h3 class=\"wp-block-heading\"><strong>\u00bfC\u00f3mo funciona?<\/strong><\/h3>\r\n\r\n\r\n\r\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\r\n<h2><strong>Solicitud en L\u00ednea<\/strong><\/h2>\r\n<div class=\"wp-block-group\">\r\n<p>Simplemente complete el formulario en l\u00ednea en nuestro sitio web. D\u00edganos lo que necesita y proporcione la informaci\u00f3n necesaria para su solicitud de cr\u00e9dito.<\/p>\r\n<h2><strong>Aprobaci\u00f3n<\/strong><\/h2>\r\n<p>Una vez que haya enviado su solicitud, nuestro equipo la procesar\u00e1 r\u00e1pidamente. Tan pronto como su solicitud sea aprobada, se lo haremos saber.<\/p>\r\n<h2><strong>Recepci\u00f3n de la Oferta<\/strong><\/h2>\r\n<p>Despu\u00e9s de la aprobaci\u00f3n, le enviaremos una oferta personalizada. Elija si prefiere recibirla por correo electr\u00f3nico o por correo postal.<\/p>\r\n<h2><strong>Transferencia de Dinero<\/strong><\/h2>\r\n<p>Una vez que haya aceptado nuestra oferta, transferiremos el monto aprobado directamente a su cuenta bancaria. Depende de usted decidir c\u00f3mo utilizar estos fondos para sus necesidades.<\/p>\r\n\r\n\r\n\r\n<div style=\"display: flex; justify-content: center;\">\u00a0<\/div>\r\n<\/div>\r\n<\/div><\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2930 size-full\" src=\"https:\/\/almacredit.ch\/wp-content\/uploads\/2023\/11\/3.png\" alt=\"\" width=\"1664\" height=\"1248\" srcset=\"https:\/\/almacredit.ch\/wp-content\/uploads\/2023\/11\/3.png 1664w, https:\/\/almacredit.ch\/wp-content\/uploads\/2023\/11\/3-300x225.png 300w, https:\/\/almacredit.ch\/wp-content\/uploads\/2023\/11\/3-1024x768.png 1024w, https:\/\/almacredit.ch\/wp-content\/uploads\/2023\/11\/3-768x576.png 768w, https:\/\/almacredit.ch\/wp-content\/uploads\/2023\/11\/3-1536x1152.png 1536w\" sizes=\"(max-width: 1664px) 100vw, 1664px\" \/><\/p>\r\n<p><\/p>\r\n<p>&nbsp;<\/p>\r\n<div class=\"wp-block-columns alignfull has-text-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"color: #000000; background-color: #ffffff;\">\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<h3 class=\"wp-block-heading\" style=\"font-size: 24px; line-height: 1.3;\">(ART.3 LCD)<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n<p>La concesi\u00f3n de un cr\u00e9dito est\u00e1 prohibida si conduce al sobreendeudamiento del consumidor.<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<h3 class=\"wp-block-heading\"><strong>Ejemplo de c\u00e1lculo:<\/strong><\/h3>\r\n\r\n\r\n\r\n<p>Pr\u00e9stamo de CHF 10\u2019000. Una tasa de inter\u00e9s anual efectiva entre 4.5% y 10.95% y una duraci\u00f3n de 12 meses resultan en intereses totales entre CHF 240 y CHF 574. Duraci\u00f3n: 6-120 meses; Tasa de inter\u00e9s anual m\u00e1xima (incluyendo todos los gastos del cr\u00e9dito) 10.95%.<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Su Soluci\u00f3n de Cr\u00e9dito Privado, simplemente En ALMA CR\u00c9DITO, hacemos que el cr\u00e9dito privado sea simple y r\u00e1pido. &nbsp; \u00bfDe cu\u00e1nto dinero necesita? Cantidad deseada (CHF): Duraci\u00f3n (meses):12 meses24 meses36 meses48 meses60 meses72 meses84 meses96 meses108 meses120 meses CHF 206.45 SOLICITAR UN CR\u00c9DITO (ART.3 LCD) La concesi\u00f3n de un cr\u00e9dito est\u00e1 prohibida si conduce al [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-page-full-width.php","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2970","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/pages\/2970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/comments?post=2970"}],"version-history":[{"count":23,"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/pages\/2970\/revisions"}],"predecessor-version":[{"id":4156,"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/pages\/2970\/revisions\/4156"}],"wp:attachment":[{"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/media?parent=2970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}