{"id":2720,"date":"2023-08-27T10:15:35","date_gmt":"2023-08-27T09:15:35","guid":{"rendered":"https:\/\/almacredit.ch\/?page_id=2720"},"modified":"2023-11-30T17:26:10","modified_gmt":"2023-11-30T16:26:10","slug":"credit-simulator","status":"publish","type":"page","link":"https:\/\/almacredit.ch\/es\/credit-simulator\/","title":{"rendered":"CREDIT SIMULATOR"},"content":{"rendered":"\r\n<p>&nbsp;<\/p>\r\n<p><style>\r\n        body {\r\n            font-family: 'Arial', sans-serif;\r\n            padding: 20px;\r\n            background-color: #f5f5f5;\r\n        }\r\n\r\n        h2, h5, #monthlyPayment, input[type=\"text\"], select {\r\n            color: #6bb018;\r\n        }\r\n\r\n        #monthlyPayment {\r\n            font-size: 40px;\r\n            font-weight: bold;\r\n            margin-top: 20px;\r\n        }\r\n\r\n        input, select {\r\n            border: none;\r\n            border-bottom: 2px solid #4dc47d;\r\n            outline: none;\r\n            font-size: 24px;\r\n            margin-right: 20px;\r\n        }\r\n\r\n        label {\r\n            font-weight: bold;\r\n            margin-right: 10px;\r\n        }\r\n\r\n        .credit-container {\r\n            background-color: #ffffff;\r\n            border: 1px solid #e0e0e0;\r\n            padding: 30px;\r\n            margin-bottom: 20px;\r\n            border-radius: 15px;\r\n            box-shadow: 0px 5px 10px rgba(0, 0, 0, 0.1);\r\n        }\r\n\r\n        .text-yellow {\r\n            color: yellow;\r\n        }\r\n    <\/style><script>\r\n        function formatCHF(amount) {\r\n            return new Intl.NumberFormat('fr-CH').format(amount);\r\n        }\r\n\r\n        function calculateMonthlyPayment(amount, months) {\r\n            const interestRate = 0.045;\r\n            const monthlyRate = interestRate \/ 12;\r\n            return (amount * monthlyRate) \/ (1 - Math.pow(1 + monthlyRate, -months));\r\n        }\r\n\r\n        function updateMonthlyPayment() {\r\n            let amount = parseInt(document.getElementById(\"amount\").value.replace(\/'\/g, \"\").replace(\/CHF \/g, \"\"));\r\n            let period = parseInt(document.getElementById(\"period\").value);\r\n            let monthlyPayment = calculateMonthlyPayment(amount, period).toFixed(2);\r\n            document.getElementById(\"monthlyPayment\").innerText = \"CHF \" + formatCHF(monthlyPayment);\r\n        }\r\n    <\/script><\/p>\r\n<div class=\"credit-container\">\r\n<h2>\u00bfDe qu\u00e9 cantidad necesita?<\/h2>\r\n<label for=\"amount\">Cantidad deseada (CHF):<\/label> <input id=\"amount\" type=\"text\" value=\"20'000\" \/> <label for=\"period\">Duraci\u00f3n (meses):<\/label><select id=\"period\" onchange=\"updateMonthlyPayment()\">\r\n<option value=\"12\">12 meses<\/option>\r\n<option value=\"24\">24 meses<\/option>\r\n<option value=\"36\">36 meses<\/option>\r\n<option value=\"48\">48 meses<\/option>\r\n<option value=\"60\">60 meses<\/option>\r\n<option value=\"72\">72 meses<\/option>\r\n<option value=\"84\">84 meses<\/option>\r\n<option value=\"96\">96 meses<\/option>\r\n<option value=\"108\">108 meses<\/option>\r\n<option value=\"120\">120 meses<\/option>\r\n<\/select>\r\n<h2 id=\"monthlyPayment\">CHF 206.45<\/h2>\r\n<a href=\"https:\/\/almacredit.ch\/es\/solicitud-de-credito\/\"><button style=\"background-color: #6bb018; color: white; padding: 10px 20px; border: none; border-radius: 5px; cursor: pointer;\">SOLICITAR UN CR\u00c9DITO<\/button><\/a><\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<pre>Su solicitud es gratuita y nuestra oferta no tiene compromiso.<\/pre>\r\n\r\n<div class=\"documentos-credito\">\r\n<h2>Documentos Necesarios para la Solicitud de Cr\u00e9dito<\/h2>\r\n<p>Por favor, proporci\u00f3nenos los siguientes documentos:<\/p>\r\n<ul>\r\n<li>Sus tres \u00faltimas n\u00f3minas.<\/li>\r\n<li>Sus dos \u00faltimos recibos de alquiler.<\/li>\r\n<li>Una copia de su documento de identidad.<\/li>\r\n<li>Los tres \u00faltimos extractos de su cuenta bancaria principal.<\/li>\r\n<li>Un extracto reciente de la Oficina de Ejecuciones, sin anotaciones.<\/li>\r\n<\/ul>\r\n<p>(Si est\u00e1 casado\/a, incluya tambi\u00e9n la documentaci\u00f3n pertinente de su c\u00f3nyuge)<\/p>\r\n<\/div>\r\n<p>&nbsp;<\/p>\r\n<!-- SEO Enhancements for almacredit.ch\/simulateur-de-credit\/ --><!-- Palabras clave relevantes --><!-- T\u00edtulo y Descripciones Meta -->\r\n<p>&nbsp;<\/p>\r\n<div class=\"wp-block-columns alignfull has-text-color has-background\" style=\"color: #000000; background-color: #ffffff;\">\r\n<div class=\"wp-block-column\">\r\n\r\n\r\n<h3 class=\"wp-block-heading\" style=\"font-size: 24px; line-height: 1.3;\">(ART.3 LCD)<\/h3>\r\n\r\n\r\n\r\n<p><strong>La concesi\u00f3n de cr\u00e9dito est\u00e1 prohibida si conduce al sobreendeudamiento del consumidor. <\/strong><\/p>\r\n<\/div>\r\n<!-- \/wp:post-content -->\r\n\r\n<!-- wp:column -->\r\n<div class=\"wp-block-column\"><!-- wp:heading {\"level\":3,\"style\":{\"typography\":{\"fontSize\":\"24px\",\"line-height\":\"1.3\"}}} -->\r\n<h3 class=\"wp-block-heading\" style=\"font-size: 24px; line-height: 1.3;\"><strong>Ejemplo de c\u00e1lculo:<\/strong><\/h3>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Pr\u00e9stamo de CHF 10\u2019000. Una tasa de inter\u00e9s anual efectiva entre 4.5% y 10.95% y un plazo de 12 meses resultan en intereses totales entre CHF 240 y CHF 574. Duraci\u00f3n: 6-120 meses; Tasa de inter\u00e9s anual m\u00e1xima (incluyendo todas las tasas de cr\u00e9dito) 10.95%.<\/p>\r\n<!-- \/wp:paragraph --><\/div>\r\n<!-- \/wp:column --><\/div>\r\n<!-- \/wp:columns -->\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>&nbsp; \u00bfDe qu\u00e9 cantidad necesita? Cantidad deseada (CHF): Duraci\u00f3n (meses):12 meses24 meses36 meses48 meses60 meses72 meses84 meses96 meses108 meses120 meses CHF 206.45 SOLICITAR UN CR\u00c9DITO &nbsp; Su solicitud es gratuita y nuestra oferta no tiene compromiso. Documentos Necesarios para la Solicitud de Cr\u00e9dito Por favor, proporci\u00f3nenos los siguientes documentos: Sus tres \u00faltimas n\u00f3minas. Sus dos [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2720","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/pages\/2720","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/comments?post=2720"}],"version-history":[{"count":7,"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/pages\/2720\/revisions"}],"predecessor-version":[{"id":3973,"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/pages\/2720\/revisions\/3973"}],"wp:attachment":[{"href":"https:\/\/almacredit.ch\/es\/wp-json\/wp\/v2\/media?parent=2720"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}