{"id":2717,"date":"2023-08-27T10:15:35","date_gmt":"2023-08-27T09:15:35","guid":{"rendered":"https:\/\/almacredit.ch\/?page_id=2717"},"modified":"2024-01-11T17:54:35","modified_gmt":"2024-01-11T16:54:35","slug":"credit-simulator","status":"publish","type":"page","link":"https:\/\/almacredit.ch\/en\/credit-simulator\/","title":{"rendered":"CREDIT SIMULATOR"},"content":{"rendered":"\r\n<p><style>\r\n        body {\r\n            font-family: 'Arial', sans-serif;\r\n            padding: 20px;\r\n            background-color: #f5f5f5;\r\n        }\r\n\r\n        h2, h5, #monthlyPayment, input[type=\"text\"], select {\r\n            color: #6bb018;\r\n        }\r\n\r\n        #monthlyPayment {\r\n            font-size: 40px;\r\n            font-weight: bold;\r\n            margin-top: 20px;\r\n        }\r\n\r\n        input, select {\r\n            border: none;\r\n            border-bottom: 2px solid #4dc47d;\r\n            outline: none;\r\n            font-size: 24px;\r\n            margin-right: 20px;\r\n        }\r\n\r\n        label {\r\n            font-weight: bold;\r\n            margin-right: 10px;\r\n        }\r\n\r\n        .credit-container {\r\n            background-color: #ffffff;\r\n            border: 1px solid #e0e0e0;\r\n            padding: 30px;\r\n            margin-bottom: 20px;\r\n            border-radius: 15px;\r\n            box-shadow: 0px 5px 10px rgba(0, 0, 0, 0.1);\r\n        }\r\n\r\n        .text-yellow {\r\n            color: yellow;\r\n        }\r\n    <\/style><script>\r\n        function formatCHF(amount) {\r\n            return new Intl.NumberFormat('fr-CH').format(amount);\r\n        }\r\n\r\n        function calculateMonthlyPayment(amount, months) {\r\n            const interestRate = 0.045;\r\n            const monthlyRate = interestRate \/ 12;\r\n            return (amount * monthlyRate) \/ (1 - Math.pow(1 + monthlyRate, -months));\r\n        }\r\n\r\n        function updateMonthlyPayment() {\r\n            let amount = parseInt(document.getElementById(\"amount\").value.replace(\/'\/g, \"\").replace(\/CHF \/g, \"\"));\r\n            let period = parseInt(document.getElementById(\"period\").value);\r\n            let monthlyPayment = calculateMonthlyPayment(amount, period).toFixed(2);\r\n            document.getElementById(\"monthlyPayment\").innerText = \"CHF \" + formatCHF(monthlyPayment);\r\n        }\r\n    <\/script><\/p>\r\n<div class=\"credit-container\">\r\n<h2>How much do you need?<\/h2>\r\n<label for=\"amount\">Desired Amount (CHF):<\/label> <input id=\"amount\" type=\"text\" value=\"20'000\" \/> <label for=\"period\">Duration (months):<\/label><select id=\"period\" onchange=\"updateMonthlyPayment()\">\r\n<option value=\"12\">12 months<\/option>\r\n<option value=\"24\">24 months<\/option>\r\n<option value=\"36\">36 months<\/option>\r\n<option value=\"48\">48 months<\/option>\r\n<option value=\"60\">60 months<\/option>\r\n<option value=\"72\">72 months<\/option>\r\n<option value=\"84\">84 months<\/option>\r\n<option value=\"96\">96 months<\/option>\r\n<option value=\"108\">108 months<\/option>\r\n<option value=\"120\">120 months<\/option>\r\n<\/select>\r\n<h2 id=\"monthlyPayment\">CHF 206.45<\/h2>\r\n<a href=\"https:\/\/almacredit.ch\/en\/loan-application\/\"><button style=\"background-color: #6bb018; color: white; padding: 10px 20px; border: none; border-radius: 5px; cursor: pointer;\">APPLY FOR A CREDIT<\/button><\/a><\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<pre>Your request is free and our offer is without obligation.<\/pre>\r\n\r\n<div class=\"credit-documents\">\r\n<h2>Required Documents for Credit Application<\/h2>\r\n<p>Please provide us with the following documents:<\/p>\r\n<ul>\r\n<li>Your three latest pay slips.<\/li>\r\n<li>Your two latest rent receipts.<\/li>\r\n<li>A copy of your identity card.<\/li>\r\n<li>The three latest statements from your main bank account.<\/li>\r\n<li>A recent extract from the Debt Enforcement Office, without annotations.<\/li>\r\n<\/ul>\r\n<p>(If you are married, please also include the relevant documentation of your spouse)<\/p>\r\n<\/div>\r\n<p>&nbsp;<\/p>\r\n<!-- SEO Enhancements for almacredit.ch\/simulateur-de-credit\/ --><!-- Relevant Keywords --><!-- Title and Meta Descriptions -->\r\n<p>&nbsp;<\/p>\r\n<div class=\"wp-block-columns alignfull has-text-color has-background\" style=\"color: #000000; background-color: #ffffff;\">\r\n<div class=\"wp-block-column\">\r\n\r\n\r\n<h3 class=\"wp-block-heading\" style=\"font-size: 24px; line-height: 1.3;\">(ART.3 LCD)<\/h3>\r\n\r\n\r\n\r\n<p><strong>Granting a loan is prohibited if it leads to consumer over-indebtedness. <\/strong><\/p>\r\n<\/div>\r\n<!-- \/wp:post-content -->\r\n\r\n<!-- wp:column -->\r\n<div class=\"wp-block-column\"><!-- wp:heading {\"level\":3,\"style\":{\"typography\":{\"fontSize\":\"24px\",\"line-height\":\"1.3\"}}} -->\r\n<h3 class=\"wp-block-heading\" style=\"font-size: 24px; line-height: 1.3;\"><strong>Calculation Example:<\/strong><\/h3>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Loan of CHF 10\u2019000. An effective annual interest rate between 4.5% and 10.95% and a duration of 12 months result in total interests ranging from CHF 240 to CHF 574. Duration: 6-120 months; Maximum annual interest rate (including all credit fees) 10.95%.<\/p>\r\n<!-- \/wp:paragraph --><\/div>\r\n<!-- \/wp:column --><\/div>\r\n<!-- \/wp:columns -->\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>How much do you need? Desired Amount (CHF): Duration (months):12 months24 months36 months48 months60 months72 months84 months96 months108 months120 months CHF 206.45 APPLY FOR A CREDIT &nbsp; Your request is free and our offer is without obligation. Required Documents for Credit Application Please provide us with the following documents: Your three latest pay slips. Your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2717","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/almacredit.ch\/en\/wp-json\/wp\/v2\/pages\/2717","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/almacredit.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/almacredit.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/almacredit.ch\/en\/wp-json\/wp\/v2\/comments?post=2717"}],"version-history":[{"count":8,"href":"https:\/\/almacredit.ch\/en\/wp-json\/wp\/v2\/pages\/2717\/revisions"}],"predecessor-version":[{"id":4412,"href":"https:\/\/almacredit.ch\/en\/wp-json\/wp\/v2\/pages\/2717\/revisions\/4412"}],"wp:attachment":[{"href":"https:\/\/almacredit.ch\/en\/wp-json\/wp\/v2\/media?parent=2717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}