Request
Frequently Asked Questions
Submit your questions or concerns. Alma Crédit is here to listen and guide you.
An agreement where a sum is lent and repaid according to specific terms.
A loan that aligns with your needs, with transparent conditions, the assistance of a competent advisor, and the protection of your data.
With Alma Credit, credit is your partner in achieving your ambitions, whether they are personal or professional.
Alma Credit offers tailored credits, a simplified approach, prompt responses, and enjoys privileged relationships with financial institutions. Our promise: simplicity, efficiency, and trust.
With Alma Credit, rely on expertise, integrity, and serenity. Simplicity and trust are at the heart of our approach.
Alma Credit makes your taxes easier. The interest on your credit may be deductible from your income tax. We will automatically send you the interest certificate at the end of the year so you can fill out your tax form worry-free.
Repaying your credit is simple with Alma Credit. You will repay in equal monthly installments. The final installment may vary. We also offer the flexibility of extraordinary repayments according to your needs. The first installment is due one month after the credit is disbursed.
No hidden fees at Alma Credit. No application fee, account fee, or management fee. Total transparency for a clear view of your credit.
For your credit application, prepare the following documents: The last three salary slips, including those of your partner if necessary. A copy of your valid ID card or passport. If you are a foreigner, we will need a valid copy of your residence permit. If needed, we will contact you for other documents related to your housing, health insurance, existing loans, and financial situation. What Rates Does Alma Credit Offer? Alma Credit offers competitive rates ranging from 4.5% to 10.95%. The minimum rate applies to Swiss borrowers or holders of B or C permits, with stable employment and good solvency (at least 3 years without prosecutions). We always find the most advantageous solution for you.
For your credit, choose between 12 and 120 months duration. Enjoy flexible monthly installments that adapt to your situation.
Apply for a credit between CHF 3'000 and CHF 400'000. A specific service is also available from CHF 80'000. Contact us by email or phone for requests starting from CHF 80'000.
Simply meet these criteria: Be of legal age. Employed or self-employed for more than 12 months. No act of insolvency. Reside in Switzerland, Liechtenstein, or be a border worker in Switzerland. Credit approval depends on your file. Each application is subject to a solvency check.
Funds will be transferred after the 14-day revocation period, from the contract date.
Contact our team for all your questions about the authenticity certificate and how to obtain it. Alma Credit, your trusted partner for clear answers and tailored credit.; What is the Authenticity Certificate and How to Obtain It?; Funds will be transferred after the 14-day revocation period, from the contract date.
