Legal Terms and Important Information of Alma Credit

Acceptance of Terms

By accessing and using the Alma Credit website, including all associated and linked pages, you confirm that you have read, understood, and agreed to these legal terms and juridical information. If you do not agree with these terms, please do not use this site.

Intellectual Property

All elements on this site, including texts, images, trademarks, logos, and any other material, are the exclusive property of Alma Credit and are protected by intellectual property laws. Any use, reproduction, or distribution of these elements is strictly prohibited without prior written permission from Alma Credit.

Use of Cookies

This site uses cookies to enhance your user experience. By continuing to browse this site, you consent to the use of these cookies. You may configure your browser to refuse cookies, but this may affect the functioning of some parts of the site.

Confidentiality and Use of Google Analytics

This site uses Google Analytics to collect data on site usage. The information generated by the cookies, including your IP address, is transferred to and stored by Google. These details are used to assess your use of the site and to provide other services related to site activity and internet usage.

Email Communication

By providing your email address on this site, you agree that Alma Credit may contact you by email. Be aware that email communication may not be secure and the confidentiality of information sent cannot be guaranteed.

Nature of Information

The information presented on the Alma Credit website does not constitute an offer of services or products and should not be interpreted as such. This information is provided for informational purposes only.

Target Audience and Geographical Limits

This site is primarily intended for residents of Switzerland and Liechtenstein. The services and products presented are aimed at individuals and entities residing or established in these countries.

Exclusion of Warranty and Liability

Alma Credit provides no warranty as to the accuracy, reliability, or completeness of the information provided on this site. Furthermore, Alma Credit disclaims any liability for damages resulting from the use of this information, except in cases of gross negligence or intentional misconduct.

External Links

This site may contain links to third-party websites. These links are provided for your convenience, but Alma Credit is not responsible for the content or reliability of these external sites.

Contact and Use of Personal Data

By contacting Alma Credit, you agree that we may use your personal data to provide you with information about our products and services. Your data will be treated confidentially and will not be used for marketing purposes without your consent.

Processing of Credit Applications

By submitting a credit application, you authorize Alma Credit to share your information with banks and financial partners for the evaluation of your request. This authorization includes checking your credit history.

Jurisdiction and Applicable Law

Any dispute related to the use of the Alma Credit website is subject to the exclusive jurisdiction of the courts of the Canton of Vaud, Switzerland. Swiss law is applicable to these terms and any dispute related thereto.

Contact

Alma Credit, 97a Rue de Lausanne, 1004 Lausanne, Vaud, Switzerland Website: www.almacredit.ch

Important Note: Only the French version of these terms is considered valid and authoritative before the law.